

• Dubai offers 6-10% rental yields significantly higher than major U.S. cities like New York or Los Angeles.
• Short-term rentals through Airbnb are booming, maximizing investor profits.
2. Zero Property Taxes
• No property tax, capital gains tax, or income tax on rental earnings in Dubai.
• Compare this to the U.S., where property taxes range from 1-3% annually and rental income is taxable.
3. Lower Property Prices & Flexible Payment Plans
• Luxury properties in Dubai cost 40-60% less than comparable properties in cities like New York, Miami, or Los Angeles.
• Developers offer 0% interest post- handover payment plans, making it easier to invest.
4. Residency Benefits
• Investor Visa for property owners with investments starting at just $205,000
(AED 750,000).
• Live and work in Dubai with access to world- class healthcare and business opportunities.
5. Booming Economy & Infrastructure
• Dubai is a global business hub, attracting international investors, tech companies, and high-net-worth individuals.
• State-of-the-art transportation, tourism, and luxury lifestyle make it a
high-demand rental market.
OPTION - A
Buying an Investment Property in New York
Assumptions:
Average Purchase Price (NYC): $1,000,000
Down Payment: 20% = $200,000
Loan Amount: $800,000 (80% Loan-to-Value)
Interest Rate: 8% (fixed for 30 years)
Property Taxes: 1.2% of property value annually (NYC average)
Insurance: $2,500 annually
Rental Yield: 3% annual gross yield (typical in New York investment markets).
Costs:
Monthly Mortgage Payment (Principal & Interest):
•Loan of $800,000 at 8% interest over 30 years = $5,868/month.
Property Taxes:
• Annual tax = 1.2% of $1,000,000 = $12,000, or $1,000/month.
Insurance:
• $2,500 annually = $208/month.
Total Monthly Expenses:
$5,868 (mortgage) + $1,000 (taxes) + $208 (insurance) =
$7,076/month.
Rental Income:
Net Monthly Cash Flow:
Capital Gain Potential (Appreciation):
New York properties appreciate at ~3%-5% annually on average.
Over 5 years, a $1,000,000 property could grow to ~$1,159,000-$1,276,000, yielding a capital gain of $159,000-$276,000 (subject to capital gains taxes).
OPTION - B
Buying Off-Plan Property in Dubai from EMAAR, DAMAC, or Sobha
Assumptions:
Purchase Price: Starting at $400,000 (AED 1,472,000 approx.)
Payment Plan :
• 40% during construction (paid over 3-4 years).
• 60% on handover (loan option available post-handover).
Taxes and Fees: 4% Dubai Land Department (DLD) fee on purchase price.
Rental Yield (Post-Handover): ~7% annual gross yield.
Capital Gain Potential: Properties typically appreciate by 15%-25% upon completion, depending on location and demand.
Costs During Construction:
Down Payment (Initial):
• 20% of $400,000 = $80,000 upfront.
Construction Payment Plan (40% Over 4 Years):
• 40% of $400,000 = $160,000 spread over 4 years = $3,333.33/month during construction.
Taxes and Fees:
• 4% DLD fee = $16,000 (one-time).
Post-Handover (40% Loan Option):
Remaining Balance:
• 40% of $400,000 = $160,000
(can be financed through a mortgage).
Monthly Loan Payment:
• Assuming a 3.5% interest rate, $160,000 financed over 15 years = $1,143.81/month.
Rental Income (Post-Handover):
Net Monthly Cash Flow (Post-Handover):
Capital Gain Potential (Appreciation):
15%-25% appreciation:
• Upon completion, the property value may rise to $460,000-$500,000, providing a capital gain of $60,000 to $100,000 (tax-free).
OPTION - C
Buying an Investment Property in California
Assumptions:
Average Purchase Price (CA): $770,000 (median home value in California)
Down Payment: 20% = $15,4000.
Loan Amount: $616,000. (80% Loan-to-Value)
Interest Rate: 8% (fixed for 30 years)
Property Taxes: 0.75% of value (California’s average effective rate under Prop 13)
Insurance: $1,405 annually on average
Rental Yield: 4.0% annual gross yield
Costs:
Monthly Mortgage Payment (Principal & Interest):
•Loan of $770,000 at 8% interest over 30 years = $5,651.80/month.
Property Taxes:
• Annual tax = 0.75% of $770,000 = $5,775, or $481.25/month.
Insurance:
• $1,405 annually = $117.083/month.
Total Monthly Expenses:
$5,133.3 (mortgage) + $481.25 (taxes) + $117.083 (insurance) =
$5,731.63/month.
Rental Income:
Net Monthly Cash Flow:
Capital Gain Potential (Appreciation):
California properties appreciate at ~3%-5% annually on average.
Over 5 years, a $770,000 property could grow to ~$886,500-$976,000, yielding a capital gain of $122,00-$211,00 (subject to capital gains taxes).
OPTION - C
Buying an Investment Property in Texas
Assumptions:
Average Purchase Price (CA): $303,703 (median home value in Texas)
Down Payment: 20% = $60,740
Loan Amount: $242,963. (80% Loan-to-Value)
Interest Rate: 8% (fixed for 30 years)
Property Taxes: 1.68% of value (Texas’s average effective rate under Prop 13)
Insurance: $3,851 annually on average
Rental Yield: 5.7% annual gross yield
Costs:
Monthly Mortgage Payment (Principal & Interest):
•Loan of $303,703 at 8% interest over 30 years = $2,229.20/month.
Property Taxes:
• Annual tax = 1.68% of $303,703 = $4,859.24, or $404.93/month.
Insurance:
• $3,851 annually = $320.91/month.
Total Monthly Expenses:
$2,229.20 (mortgage) + $404.93 (taxes) + $320.91 (insurance) = $2,955.04/month.
Rental Income:
Net Monthly Cash Flow:
Capital Gain Potential (Appreciation):
Texas properties appreciate at ~3%-5% annually on average.
Over 5 years, a $303,703 property could grow to ~$352,000-$387,000, yielding a capital gain of $48,000-$83,000 (subject to capital gains taxes).
OPTION - E
Buying an Investment Property in Florida
Assumptions:
Average Purchase Price (NYC): $408,118 (median home value in Florida)
Down Payment: 20% = $81,623.6
Loan Amount: $326,494 (80% Loan-to-Value)
Interest Rate: 8% (fixed for 30 years)
Property Taxes: 0.91% of property value annually (FL average)
Insurance: $4,405 annually
Rental Yield: 5.8% annual gross yield (typical in Florida investment markets).
Costs:
Monthly Mortgage Payment (Principal & Interest):
•Loan of $326,494 at 8% interest over 30 years $2,397.57/month.
Property Taxes:
• Annual tax = 0.91% of $408,118 = $3,713.87, or $309.48/month.
Insurance:
• $4,405 annually = $367.0/month.
Total Monthly Expenses:
$2,397.57 (mortgage) + $309.48 (taxes) + $367(insurance) =
$3.074.05/month.
Rental Income:
Net Monthly Cash Flow:
Capital Gain Potential (Appreciation):
Florida properties appreciate at ~3%-5% annually on average.
Over 5 years, a $1,000,000 property could grow to ~$473,000-$521,000, yielding a capital gain of $65,000-$113,000 (subject to capital gains taxes).

Zero Interest During Construction: Payment plans allow investors to fund their property without additional borrowing costs.
Tax-Free Investment: No recurring property taxes, income taxes, or capital gains taxes in Dubai.
Higher ROI: Dubai offers ~7% rental yields and 15%-25% capital appreciation upon completion, outperforming New York’s rental and appreciation potential.
Flexibility: Post-handover financing options let investors manage cash flow while generating rental income.
Lower Initial Costs: Dubai’s $400,000 starting price and affordable payment plans make it accessible to more investors.
Contact us today to explore your next investment opportunity!